Portfolio Management Service (PMS) is a specialized financial service where experienced portfolio
managers,
along with a dedicated research team, actively manage your equity investments. While many investors hold
equity portfolios in their Demat accounts, managing them effectively can often be challenging. PMS
offers a
structured approach to optimize returns while minimizing risks, with a minimum ticket size for
investment
set at ₹50 lakhs. This service empowers you to make informed investment decisions backed by thorough
research and reliable data, all without requiring constant involvement. Moreover, PMS helps you navigate
market fluctuations with confidence, ensuring better preparedness during periods of volatility.
What are the types of portfolio management services?
Discretionary Portfolio Management
The portfolio manager is entrusted with managing a specific portfolio in this method. Based on your
objectives,
risk tolerance, and investment duration, the manager selects an appropriate strategy that they believe
is best
suited to your portfolio. For example, portfolio managers may recommend equity-oriented funds to a
risk-taking
investor and debt-oriented funds to a risk-averse investor.
Non-Discretionary Portfolio Management
In this method, the portfolio managers advise you on investing, but the final decision is yours. Once
you give
the go-ahead, the portfolio managers take the appropriate action on your behalf.
What are the benefits of portfolio management services?
Expert opinion on your investment
One of the primary benefits of using a Portfolio Management Service is that your investment is in the
hands
of professionals. The portfolio managers assigned to you are experts in their field and understand how
to
deal with market volatility. They will manage your portfolio efficiently and aim to increase your profit
margin over time.
Customised investment plans
The portfolio managers customise investment strategies based on your financial objectives. They then
modify
the strategy based on your income, budget, risk tolerance, and age.
Efficient risk management
A portfolio manager's primary goal is to reduce the risk of your investment while increasing the
returns.
They focus on diversifying the risk involved so that you do not suffer a loss when market trends change.
Regular monitoring
A portfolio manager will keep a close eye on the performance of each asset and the returns generated
regularly. Based on this analysis, your investment is altered to meet your financial objectives.
The Portfolio Management Service allows you to sit back, relax, and reap benefits from your investments.
Why should you opt for portfolio management services?
You should consider PMS if:
You have a high net worth.
You have limited knowledge about investment and the procedure involved.
You do not have the time to monitor and rebalance your investment.
You are unaware of market volatility and ways to safeguard your investments in times of market
uncertainty.
You are looking to diversify your investment to reap benefits across multiple asset classes such
as stocks, debts, equities, and so on.
